A Smarter Approach to Benefits Planning for Business Owners

As a business owner, your team looks to you for more than leadership—they also depend on you to provide benefits that protect their health, financial security, and future. But navigating renewals, compliance requirements, and evolving employee needs can feel overwhelming, especially as your business grows and changes.

That’s why First Light Wealth Advisors created the new 2026 Benefits Planning Checklist for Business Owners—a step-by-step eGuide designed to help you prepare for a smooth and successful health insurance renewal or benefits update.

Why This Checklist Matters

Employee benefits are not just a cost of doing business—they’re a vital part of your long-term strategy. The right approach can:

Strengthen employee retention and recruitment.
Improve cost efficiency while maintaining quality coverage.
Align your benefits strategy with tax, succession, and business value goals.

Our checklist helps you think through essential steps like:

Evaluating your current benefits: Are they meeting your team’s needs?
Confirming enrollment accuracy: Is your roster up to date?
Considering business changes: Has growth or restructuring affected your compliance?
Involving your advisory team: Are your CPA, legal counsel, and wealth advisor aligned?
Planning strategically for the future: How do today’s decisions fit into your long-term vision?

Start Planning Now

Most benefit plan renewals take place in the fourth quarter. By preparing early, you’ll have the time and flexibility to make decisions that support your team and your business.

📥 Download the free eGuide today: 2026 Benefits Planning Checklist for Business Owners

At First Light Wealth Advisors, we’re here to help you connect the dots between employee benefits, business value, and your own financial well-being. Let’s start the conversation about how your benefits strategy can become a powerful tool for growth.